| Health insurance rates in Wisconsin have increased | | | | care physician who oversees your care, you can only |
| dramatically during that past few years, but you can | | | | see network doctors, and you must get a referral |
| still find affordable Wisconsin health insurance if you | | | | from your primary care physician to see a specialist. |
| know where to look. | | | | HMOs are the cheapest of all the health insurance |
| Health Insurance Options | | | | plans. |
| You have a number of options when it comes to | | | | * PPOs (Preferred Provider Organizations) assign you |
| health insurance in Wisconsin. They are: | | | | to a network of hospitals and doctors, but you may |
| State Funded Insurance | | | | see non-network doctors for an added fee, and you |
| The state of Wisconsin has its own program, known | | | | may see specialists with your network without |
| as BadgerCare, that provides health insurance for | | | | getting permission from your primary care physician. |
| uninsured families. To qualify for this program you | | | | You pay a small co-payment for each doctor visit, |
| must: | | | | usually $5 to $10. PPOs cost slightly more than HMOs. |
| 1. Have children under age 19 who live with you. | | | | * POSs (Point of Service Plans) assign you to a |
| 2. Have an income that's under a certain limit. | | | | network of hospitals and doctors, but you may see a |
| 3. Have no health insurance. | | | | non-network doctor or specialist if your primary care |
| To Find out if you're eligible for Badger Care, visit | | | | physician refers you. POSs offer more preventive |
| Wisconsin's state Access website - | | | | care and health maintenance services than HMOs or |
| access.wisconsin.gov. | | | | PPOs, and cost slightly more than either of these |
| Private Insurance | | | | plans. |
| There are two basic types of health insurance in | | | | Affordable Wisconsin Health Insurance Quotes |
| Wisconsin - Indemnity plans and managed health car | | | | Getting an affordable Wisconsin health insurance |
| plans. | | | | quote is a matter of comparing quotes from various |
| Indemnity plans, also known as fee-for-service plans, | | | | insurance companies. The simplest and quickest way |
| let you choose your own doctor and hospital. You | | | | to do that is to visit an insurance comparison website |
| must pay a deductible before your insurance | | | | (see link below). |
| company will pay a claim - usually $500 to $1,500 - | | | | Visit or click on the following link to get affordable |
| then your insurer will pay 80% of the cost and you'll | | | | Wisconsin health insurance quotes from top-rated |
| pay the remaining 20%. Indemnity plans are the most | | | | companies and see how much you can save. You can |
| expensive of all the health insurance plans. | | | | get more insurance tips in their Articles section, and |
| There are three basic types of managed health car | | | | get answers to your questions from an insurance |
| plans: | | | | expert by using their online chat service. |
| * HMOs (Health Maintenance Organizations) assign | | | | The author, Brian Stevens, is a former insurance |
| you to a network of hospitals and doctors who are | | | | agent and financial consultant who has written a |
| responsible for your care. You pay a monthly | | | | number of articles on how to get affordable |
| premium and a small co-payment for each doctor | | | | Wisconsin health insurance quotes. |
| visit, usually $5 to $10. You must choose a primary | | | | |